What does Sombrero Capital offer?
This is an opportunity to obtain flexible repayment terms to pay your property taxes.
Is Sombrero Capital really providing a loan?
Sombrero Capital isn’t creating a new debt, this is a repayment plan. The term “loan” can be replaced with a “repayment plan” through a transfer of tax lien.
What information do I need to apply?
You will be asked basic information about yourself and your property. You will be asked to provide pay-stubs at the signing. We will look up any additional information we need. Call today for a free quote (855) 434-4444 or contact customer service (855) 725-5300.
How soon will I know if I am approved or not?
Our team will deliver an official decision within 24 hours.
May I have a copy of the documents before I sign?
Yes, we’d be happy to email or fax you a copy to look over.
What if I have bad credit?
Not a problem, loan approvals are not subject to an applicant’s credit score.
What will this cost?
Our rates are competitive. We design these payment plans to be an option you can afford.
Can I prepay or make extra payments?
Yes. All of our clients may prepay without penalty. You may also make extra payments to pay down the principal balance without penalty.
Will a lien be placed on my property?
Properties with unpaid property taxes are already subject to a tax lien from the local taxing authorities. Our loan does not create a new lien instead, we receive a transferred lien from the tax office. Once this loan is paid off, we will process a release of lien within 24 hours.
How can I make payments?
Our clients have many options to pay: in person, by mail, automatic-draft, or online.
Our Mailing address: PO BOX 790892, San Antonio, TX 78279
Who will service my loan?
Sombrero Capital services all of its loans internally. Our clients admire that Sombrero Capital is a full-service property tax lending company.
Will I lose my property if I miss a payment?
No, if you miss one payment you will not lose your property. If you fall behind, our servicing team will contact you by phone and/or mail. This is a loan that you are required to pay back. Our goal is to design an payment plan that you can afford.
What if I have a mortgage?
Not a problem. Many of our clients have mortgages and we assume properties are subject to financing.
I’m ready, when can I sign up?
Once approved, we can schedule a signings the same day if it fits your schedule otherwise, as soon as possible. We can schedule the loan closing in our office or at a convenient location. Appointments are available 7 days a week and 365 days a year.
Can Sombrero Capital pay future tax bills for me?
Yes, if you have a good history with Sombrero Capital we can definitely help you with future property tax bills.
This sounds too good to be true, what’s the catch?
There is no catch, we pay your property taxes and then you pay us back. It is very simple.
Hablamos español perfectamente, el dueño es de México y la mayoría de nuestra compañía es bilingüe. Podemos contestar preguntas en cualquier idioma que desea.
Is this a regulated business?
Yes, Sombrero Capital is regulated by the Texas Office of Consumer Credit Commissioner. Should you have any questions about Sombrero Capital’s business, we encourage you to contact the regulators directly: TXOCCC Website.